21st Century Bank

21st Century Bank provides personal and business banking products and services. It offers personal checking products, such as interest and money market accounts; personal savings, including money market accounts, and regular and limited savings; personal loans, which include home equity loans and lines of credit, ready credit, auto loans, RV and boat loans, snowmobile and motorcycle loans, and personal watercraft loans; photo cash and check cards; and VISA gift cards. The company also provides business checking products that comprise commercial and small business checking accounts, and money market accounts; business savings accounts; commercial loan offerings that include commercial real estate loans, residential and commercial development loans, construction financing, SBA loans, operating lines of credit, equipment financing, and commercial letters of credit; cash management services; and VISA/MasterCard merchant credit card program. In addition, it offers online and phone banking, direct deposit, and online bill pay services. 21st Century Bank was formerly known as 21st Century Bank-North and changed its name to 21st Century Bank in November 2002. The company was founded in 1917 and is based in Blaine, Minnesota with locations in Rogers, Minneapolis, Loretto, Ham Lake, and St. Francis, Minnesota. 21st Century Bank operates as a subsidiary of Crosstown Holding Company.