ATE BANK Romania S.A.

ATE BANK Romania S.A. provides banking services to individuals and businesses in Romania. It accepts deposits and other reimbursable funds; grants loans that include consumer loans, mortgage loans, trade finance, factoring, discounting, and forfeiting; provides money transfer services; issues and manages payment instruments, such as credit cards, travelers checks, and electronic money; issues letters of guarantee, and credit and undertaking counter guarantees; deals in money market instruments, such as cheques, drafts, promissory notes, and deposit certificates; engages in the intermediation of securities and other financial instruments through their underwriting and placement or through their placement and related services; offers consultancy services for business strategy, mergers and acquisitions, capital structure, and other related aspects; and engages in interbank market intermediation. The company also offers portfolio management and related legal consultancy services; custody and management services for securities and other financial instruments; safety box rental services; and depository services for investment funds and investment companies assets. In addition, it engages in negotiating and concluding insurance and re-insurance contracts for insurance and/or reinsurance companies, as well as renders other services for concluding and performing such contracts; participating in the share capital of other companies; and renting movables and real estate to third parties. Further, it offers Web banking services. The company was formerly known as MindBank SA and changed its name to ATE BANK Romania S.A. in 2006. The company was founded in 1990 and is headquartered in Bucharest, Romania. ATE BANK Romania S.A. is a former subsidiary of Agricultural Bank of Greece SA.