Banco Universal, S.A.

Banco Universal, S.A. provides banking products and services in the Republic of Panama. It offers savings accounts, checking accounts, and certificates of deposits; personal loans, mortgages, secured loans, and credit cards; and credit lines, commercial loans, letters of credit, factoring, and leasing services. The company also provides online banking services, ACH services, local and international wire transfers, international drafts, certified and manager checks, and promissory notes. In addition, it is engaged in the development of residential and reforestation projects. Banco Universal, S.A. operates eight branches in the Republic of Panama. The company is based in David, the Republic of Panama.