Bank of Virginia

Bank of Virginia provides various banking services to small- to medium-sized businesses, professional concerns, and individuals in the greater Richmond metropolitan region, Virginia. It offers a range of deposit services that include interest-bearing and non interest-bearing checking accounts, commercial accounts, and savings and money market accounts, as well as certificates of deposit and individual retirement accounts. The companys loan portfolio consists of commercial loans, including secured and unsecured loans for working capital, business expansion, and purchase of equipment and machinery; and consumer loans and lines of credit, such as secured and unsecured loans for financing automobiles, home improvements, education, and personal investments. In addition, it offers other banking services comprising online banking, remote deposit capture, safe deposit boxes, cashiers checks, banking by mail, direct deposit of payroll, and social security checks. The company operates four banking offices located in Chesterfield and Henrico Counties. Bank of Virginia was founded in 2002 and is headquartered in Midlothian, Virginia. As of December 14, 2010, Bank of Virginia operates as a subsidiary of Cordia Bancorp Inc.