Banner Central Finance Co.

Banner Central Finance Company provides consumer financing related to the sale of high quality brand name consumer products, appliances, and furniture sold by its retail store; automobile insurance products; and originates first and second trust mortgages. The company purchases consumer finance receivables, referred to as the Consumer Products Portfolio, which their customers generate for the purchase of high quality brand name consumer products, electronics, appliances, and furniture sold by Banner's Central Electric, an affiliate of the company. Banner's Central Electric operates 5 retail stores in the greater Los Angeles area. Banner Central Finance Co. operates independently of Central Fin'l Acceptance as of February 28, 2001.