Banque et Caisse d'Epargne de l'Etat

Banque et Caisse dEpargne de lEtat, together with its subsidiaries, provides various banking products and services to private and business customers in Luxembourg. Its products and services for private customers include savings accounts, term deposit accounts, and housing and retirement saving schemes; and personal loans, mortgage loans, student loans, credit facilities, bank guarantees, and loans designed to promote energy savings and renewable energy sources. The companys products and services for private customers also comprise credit and debit cards; Eurotransfers and other transfers; electronic banking services; investment products, such as investment funds, shares and bonds, bearer bonds, and structured products, as well as investment advice, wealth management, and portfolio management services; and financial services for cross-border commuters. It also provides various products and services for business customers that include business start up plans; business current accounts; financing products, such as revolving credit line, fixed-term advances, investment and equipment loans, financial leasing, and property development loans; insurance protection for professional customers; and investment fund and asset management services. In addition, the company offers life insurance products for children. It operates 73 branches and 138 ATMs. Banque et Caisse dEpargne de lEtat was founded in 1856 and is based in Luxembourg.