Benefit Bank

Benefit Bank provides business and personal banking products and services. It offers personal checking and savings accounts, certificate of deposits, individual retirement accounts, and MasterCard debit accounts. The company also provides home equity loans for home improvements, buying a car, paying student loans, or a vacation; consumer loans to buy a new or used vehicle, a new boat, a recreational vehicle, an ATV, or for a vacation; and lines of credit and financing for real estate purchases, equipment, and inventory items. In addition, it offers mortgage loans that include conventional, FHA, VA, rural development, and construction loans. Further, the company provides business checking accounts that include commercial and business checking, and commercial money market accounts; and other business services that include check imaging, telephone banking, and Internet banking. Benefit Bank was founded in 1999 and is based in Fort Smith, Arkansas. It has branches in Fort Smith, Arkansas; and a loan production office in Springdale, Arkansas.