BUYandHOLD, Inc.

BUYandHOLD, Inc., a retail online brokerage company, provides a dollar-based equity-investing service based on long-term equity investment strategies. It enables clients to invest in closed end bond funds, index shares, and stock baskets. The company provides guidance to family financial planning and family finance tips; and retirement planning and management advisory services. It also provides access to company information, including investment related news, charts, SEC filings, and analyst ratings on consumer goods, energy and utilities, finance, food and beverage, foreign, industrial, medical/healthcare, recreation/leisure, services, technology and Internet, telecommunications, transportation, index shares, and closed end bond fund companies. The company was founded in 1999 and is based in Edison, New Jersey. As of March 12, 2002, BUYandHOLD, Inc. operates as a subsidiary of Freedom Investments, Inc.