CapitalSource Inc.

CapitalSource Inc., through its subsidiaries, provides financial products to small and middle market businesses in the United States of America. The company operates through two segments, the Bank and Other Commercial Finance. It offers depository products and services, such as savings and money market accounts, individual retirement accounts, and certificates of deposit to consumers. The company also provides senior secured real estate and asset-based loans, and cash flow loans, which have a first priority lien in the collateral securing the loan. Its asset-based loans are collateralized by specified assets of the client, primarily the clients accounts/notes receivable, inventory, and machinery; and real estate loans are secured by senior mortgages on real property. The company focuses on providing equipment loans and leases; loans to healthcare providers; commercial real estate and multifamily real estate loans; loans secured by timeshare, auto, and other consumer receivables; student loans; traditional life insurance premium finance loans; and loans to technology companies and small businesses, as well as loans to companies in the physical security, government security, and public safety sectors. It operates through 21 retail bank branches in southern and central California, as well as lending offices in the United States of America. The company was founded in 2000 and is headquartered in Los Angeles, California. As of April 7, 2014, CapitalSource Inc. operates as a subsidiary of PacWest Bancorp.