Capitol City Bancshares Inc.

Capitol City Bancshares, Inc. operates as the bank holding company for Capitol City Bank and Trust Company that provides various commercial banking services. It accepts various deposit products that include demand and timed deposits, checking, savings, money market, and IRA accounts, as well as certificates of deposit. The companys loan portfolio comprises individual, commercial, and installment loans; consumer loans, including first and second mortgage loans, home equity loans, auto loans, and signature loans; loans to small businesses; loans made through small business administrations; and residential and commercial construction loans. It also offers money transfers and safe deposit services, and makes investments in the U.S. government and municipal securities, as well as purchases retail installment contracts from sellers of consumer goods. The company serves its customers through eight locations, including Atlanta, Stone Mountain, Albany, Savannah, and Augusta, Georgia. Capitol City Bancshares, Inc. was founded in 1994 and is based in Atlanta, Georgia.