GWM Adviser Services Ltd.

GWM Adviser Services Ltd., doing business as MLC Financial Planning, provides financial advice services for personal and business needs in Australia. It offers investment and wealth management, superannuation and self-managed superannuation, retirement planning, transitioning to retirement, and personal and business insurance services; and initial consultation, strategy recommendations, implementation, and regular review. The company also provides investment concepts understanding, self managed superannuation funds understanding, debt management understanding, retirement income understanding, gearing understanding, social security understanding, insurance understanding, superannuation understanding, estate planning understanding, business insurance understanding, and tax understanding services. GWM Adviser Services Ltd. was incorporated in 1981 and is based in Sydney, Australia. As of June 30, 2000, GWM Adviser Services Ltd. operates as a subsidiary of National Australia Financial Management Limited.