Heritage Bank USA, Inc.

Heritage Bank USA, Inc., a state-chartered commercial bank, provides personal and commercial banking services in Kentucky and Tennessee. Its personal banking services include checking accounts; savings accounts and certificates of deposit; consumer loans, mortgages, installment loans, revolving lines of credit, and equity lines of credit; and anytime and online banking services. The companys commercial banking services comprise business and corporate checking accounts; small business and commercial loans; and anytime and online banking services. It also offers insurance and investment products, and wealth management services. Heritage Bank USA, Inc. was formerly known as Heritage Bank and changed its name to Heritage Bank USA, Inc. on June 5, 2013. The company was founded in 1879 and is based in Hopkinsville, Kentucky. It has office locations in Benton, Cadiz, Calvert City, Elkton, Fulton, Hopkinsville, and Murray, Kentucky; and Ashland City, Clarksville, Erin, Kingston Springs, and Pleasant View, Tennessee. Heritage Bank USA, Inc. operates as a subsidiary of HopFed Bancorp Inc.